Credit Risk Analyst

As a Credit Risk Analyst, you will be responsible for assessing credit applications from both new and existing customers, ensuring compliance, mitigating risks, and supporting the business's growth and security. This is a shift-based role covering national retail trading hours, offering flexibility in your schedule.

Key Responsibilities:

• Credit Risk Assessment: Assess credit applications for both new and existing customers to determine creditworthiness and associated risks.
• Data Analysis: Review customer data, credit reports, and account histories to ensure accurate evaluations of risk.
• Compliance: Ensure compliance with all relevant regulations, including Privacy Laws, the Credit Act, and the Trade Practices Act.
• Team Collaboration: Work closely with internal teams such as Billing, Collections, and Customer Success to make informed decisions on credit applications.
• Investigations: Conduct thorough investigations into customer documentation, using both internal and external sources to validate the legitimacy of customer risk.
• Reporting: Prepare regular reports to management on credit approvals, declines, and any suggested improvements to credit policies.
• Fraud Risk Prevention: Identify and refer any suspicious or potentially fraudulent applications to the Fraud Risk Operations team.

Shift Schedule:

• The same shift schedule for two weeks, followed by rotation.
• Shifts: 8:00 AM - 4:00 PM, 10:00 AM - 6:00 PM, or 12:00 PM - 8:00 PM.
• Thursday only: 1:00 PM - 9:00 PM.
• Weekends: 3 weekends in a row, with flexibility in scheduling.

Skills and Qualifications:

• Strong understanding of credit risk assessment processes and compliance requirements.
• Excellent analytical skills and ability to make data-driven decisions.
• Experience in handling customer data and financial analysis.
• Ability to communicate effectively with internal teams and external customers.
• Attention to detail, especially when investigating documentation or financial reports.
• Ability to work effectively in a fast-paced and dynamic environment.

To be considered for the role click the 'apply' button or for more information about this and other opportunities please contact Elsa Ambrosini on 0452426715 or email: [email protected] and quote the above job reference number.

Paxus values diversity and welcomes applications from Indigenous Australians, people from diverse cultural and linguistic backgrounds and people living with a disability. If you require an adjustment to the recruitment process, including the application form in an alternate format, please contact me on the above contact details.